An Elevation Certificates main purpose is to provide the National Flood Insurance Program (NFIP) with certified elevation information about your home/building to determine the proper flood insurance premium rate.

A letter of map amendment, often referred to as a LOMA, is an official amendment, by letter, to an effective National Flood Insurance Program (NFIP) map. A LOMA establishes a property’s location in relation to the Special Flood Hazard Area (SFHA). LOMA’s are usually issued because a property was inadvertently mapped as being in the floodplain, but is actually on natural high ground above the Base Flood Elevation (BFE).